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Valley MLS Resources

These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most are based on a $100,000 mortgage and 10% down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30-day rate lock period. BKFS (in our case, Huntsville Area Association of REALTORS) is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.

loanDepot | Clay Wilkinson  |  This email address is being protected from spambots. You need JavaScript enabled to view it.  | 256-203-7054

507 Drake Ave., Suite B

Huntsville, AL 35801



Pat Allen            NMLS#555623   Office: 256-203-7058   Cell: 256-656-1215

Megan Bissell    NMLS#843121   Office: 256-203-7060   Cell: 256-513-9085

Cheryl Brunton NMLS#500733   Office: 256-203-7057    Cell: 256-658-4565

Charis Cartron  NMLS#561112   Office: 256-203-7059   Cell:  256-417-8774

Jenna Stone      NMLS#1507724 Office: 256-203-7055   Cell: 256-348-0699

John Tate          NMLS#206781   Office: 256-203-7056   Cell: 256-652-5340

Clay Wilkinson  NMLS#224261   Office: 256-203-7060   Cell: 256-508-6444

Chad Anderson NMLS#372289   Office: 256-203-7060   Cell: 256-509-8200


loanDepot is America's 5th largest Mortgage Lender and growing. We offer many products and enhancements to products you will not find elsewhere and the most experienced & dependable Loan Consultants in the area. All rates assume loan amounts of $150,000 with 1% Origination. Zero Origination pricing also available upon request. Due to market volatility rates subject to change at any time and are subject to certain conditions including acceptable credit. Please call for most current pricing.


Loan Type Rate Points APR Terms ARM Cap Yr ARM Cap Life Additional Information
30 - Year Fixed Conventional 3.625   3.809       Personal Loans up to $35,000!
20 - Year Fixed Conventional 3.375   3.644       40 Year Interest Only loans available!
15 - Year Fixed Conventional 2.875   3.109       We have the solutions YOU need!
10 - Year Fixed Conventional 2.750   3.160       FHA 203K Renovation Loans to 110%
5/1 Year ARM 2.875   3.801   2 5 3/1 & 7/1 Arms also available
FNMA Homestyle Purch/Renovation 4.25   4.441       Homestyle Renovation w/ as little as 5% Down
FHA 203K Purch/Renovation 3.75   4.72       Investment Property Renovation Loans!
30 - Year FHA 3.375   4.276       Most flexible FHA undwerwriting of any major lender.
15 - Year FHA 3.000   3.677       FHA loans 520 Minimum Credit Score with no overlays
30 - Year VA 3.375   3.732       Ask about our EXCLUSIVE VA Renovation Loan!
15 - Year VA 3.000   3.611       100% USDA Loans Available


Last modified on Friday, 15 September 2017 14:53